The correct answer indicates that a Property Owner's Association (POA) can create an automatic statutory lien for unpaid assessments. This means that under Georgia law, once assessments become due, the association automatically acquires a lien against the property without needing to take any additional steps to file it. This automatic statutory lien provides the POA protection and the authority to collect any owed assessments directly against the property itself.
In Georgia, such liens are designed to simplify the process for associations to ensure they can collect dues that are critical for maintaining the community. It removes the burden of having to file individual liens for each case of nonpayment, which can be time-consuming and complex.
This automatic process ensures that the association can quickly and effectively handle collections and reinforces the association's authority over property owners regarding their financial obligations. Therefore, understanding this aspect of property law is essential for CAMs to manage community associations efficiently and protect the financial health of the communities they oversee.